Getting started

Last updated: 7 July 2026

Kaasa is a savings tracker for couples working toward a house deposit in Australia. You tell it your goal; it tells you exactly where you stand and what pace you need to keep. Setup takes about two minutes.

1. Create your account

Sign up with your email address and a password. Only one of you needs to create the tracker — you can invite your partner to share it later (see Partner sharing).

2. Complete onboarding

Onboarding asks four quick things:

• Target property price and deposit percentage — the price of the home you’re aiming for and the deposit you want to put down (e.g. 20%). Not sure yet? Use your best estimate; you can refine it later.
• Current savings and estimated grants — what you’ve saved so far, plus any government grants or schemes you expect to receive (e.g. first-home buyer grants).
• Target buy date — when you’d like to be ready to buy. This drives your monthly savings target.
• Your state or territory — used for state-specific milestone guidance.

3. Read your dashboard

After onboarding you land on the dashboard, which shows:

• Deposit needed — your target price × your deposit percentage.
• Progress — how far your savings (plus expected grants) have taken you toward that deposit.
• Savings gap — what’s still left to save.
• Monthly target — the gap divided by the months until your target buy date.

The full breakdown of each figure is in How the numbers work.

4. Keep it up to date

The tracker is only as accurate as the numbers you give it. Update your total savings whenever it changes — after payday, after a transfer to your deposit account, or after a big expense. See Tracking your savings.

Kaasa never connects to your bank. Everything is entered manually by you, which also means nothing sensitive leaves your hands.