Tracking your savings

Last updated: 7 July 2026

Your savings total drives everything — the gap, the progress bar, the monthly target. You can keep it up to date in two ways, depending on your plan.

Free plan: update your total

On the free plan you edit your total savings figure directly, from the dashboard or Settings. Whenever your balance changes, type in the new total. Simple, and enough to keep every dashboard number accurate.

Paid plan: a full savings log

The paid plan adds the Savings page — a running log of individual entries, so you can see the story of your deposit, not just the current total.

• Deposits — log an amount with an optional source (e.g. “Payday”, “Tax refund”, “Sold the second car”). Your total updates automatically.
• Withdrawals — log money taken out the same way; the total adjusts down.
• Backdating — entries default to today, but you can set an earlier date if you’re catching up on history. Future dates aren’t allowed.
• Deleting an entry — remove a mistaken entry and the total re-adjusts automatically.

What is an “Adjustment” entry?

If you edit your total savings directly while on the paid plan, the app records the difference as an entry labelled Adjustment. This keeps your entry log and your headline total in agreement — the two can never silently drift apart.

Tips for accuracy

• Pick a rhythm — after each payday works well — rather than logging every coffee-sized transfer.
• Count only money genuinely earmarked for the deposit. An emergency fund you’d never touch at exchange time shouldn’t inflate your progress.
• Expected grants belong in the grants field of your plan, not in your savings total — see How the numbers work.